RETURNING TO WORK PART-TIME OR REDUCED HOURS? BE CAREFUL WITH YOUR CERB. AVOID REPAYMENT. WHAT YOU NEED TO KNOW.
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$500 weekly – maximum of 16 weeks
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Retroactive to Mar. 15, 2020
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Available between Mar. 15 and Oct. 3, 2020
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Must be 15 and Canadian resident
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Must have declared $5,000 total income in preceding 12 months or in 2019 (including by self-employment)
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7, 4-week eligibility cycles or claiming periods
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Does not need to be consecutive claiming periods – maximum of 16 weeks (4 months) in total during entire period of program
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Taxable benefit (not deducted at source; must be claimed in next personal income tax filing)
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When first applying, cannot earn more than $1,000 from other sources for 14 or more consecutive days within the 4-week claim period
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For future claim periods, cannot earn more than $1,000 income during the claim period
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Cannot qualify if laid off, but earns income from other work or on reduced hours
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Cannot voluntarily withdraw or quit – must qualify for an approved statutory leave of absence under the Employment Standards Act or work disruption must be related to COVID-19
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Cannot be topped up by employers, unless the top up is not more than $1,000 in any 4-week claim period
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Replaces EI regular benefits if unemployment occurs on or after Mar. 15, 2020
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Not EI
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Can collect CERB without affecting future EI benefit eligibility
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Note: payment of accrued vacation time if a lay off or termination could disqualify CERB (if more than $1,000 within 14 days before initial application or during the subsequent claim period)
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Note: if recalled during a CERB claim period, resulting in income more than $1,000, may be required to repay the CERB during that claim period
Examples:
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Salaried employee (including self-employed) – eligible if stops working for reasons related to COVID-19 (also eligible for CEWS and CEBA)
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Sole proprietor – eligible of stops working for reasons related to COVID-19 (not eligible for CEWS or CEBA)
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Own a corporation and paid by dividends, not salary – eligible of stops working for reasons related to COVID-19 (not eligible for CEWS or CEBA)